Gratuity Calculator

Calculate your gratuity amount based on Payment of Gratuity Act. Free, accurate calculation for private & government employees.

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Note: Gratuity is payable only after completing 5 years of continuous service. If you have worked for 6 months or more in the final year, it is counted as a full year.

Gratuity Amount

₹3.46 LTotal Gratuity
Gratuity Amount
₹3.46 L

Detailed Breakdown

ParameterValue
Basic Salary₹50.00 K
Dearness Allowance₹10.00 K
Total Salary (Basic + DA)₹60.00 K
Effective Years of Service10 years
Gratuity per Year₹34.62 K
Gratuity per Month₹2.88 K
Total Gratuity Amount₹3.46 L

Gratuity Formula

Gratuity = (Basic + DA) × 15 × Years of Service / 26

15

Days of salary per year of service

26

Working days per month

5 Years

Minimum service required

Eligibility

Minimum 5 years of continuous service required. Applicable to companies with 10+ employees.

Tax Benefit

Gratuity is tax-free up to ₹20 lakhs for employees covered under the Payment of Gratuity Act.

Maximum Limit

Maximum gratuity payable is capped at ₹20 lakhs as per the current government regulations.

Frequently Asked Questions

Understanding Gratuity in India

Gratuity is a monetary benefit given by an employer to an employee for the services rendered during employment. It is governed by the Payment of Gratuity Act, 1972, which applies to factories, mines, oilfields, plantations, ports, railways, and establishments with 10 or more employees.

Key Points About Gratuity

  • Employee must complete 5 years of continuous service
  • Gratuity is calculated based on last drawn Basic Salary + DA
  • Maximum gratuity payable is capped at ₹20 lakhs
  • Gratuity up to ₹20 lakhs is tax-free
  • 6+ months in the final year is counted as a complete year
  • Payable on retirement, resignation, or death of employee

When is Gratuity Payable?

  • Superannuation (retirement age)
  • Resignation after 5+ years
  • Death or disablement (5-year rule relaxed)
  • Termination (not due to misconduct)