Inflation Calculator
Calculate how inflation affects your money's purchasing power. Plan for future expenses accounting for rising prices.
Calculate Future Value
₹
Quick Select Inflation Rate:
Future Value: Calculates how much money you'll need in the future to maintain the same purchasing power as today.
Results
₹1.79 LFuture Value
Current Value₹1.00 L
Value After 10Y₹1.79 L
Inflation Impact₹79.08 K
Total Inflation79.08%
6%
Inflation Rate
10 Years
Time Period
79%
Value Change
56%
Purchasing Power Left
How ₹1.00 L Changes Over Time
Housing (7% inflation)
₹1.97 L
in 10 years
Education (10% inflation)
₹2.59 L
in 10 years
General (6% inflation)
₹1.79 L
in 10 years
Year-wise Inflation Impact
| Year | Future Value Needed | Purchasing Power |
|---|---|---|
| Year 0 | ₹1.00 L | ₹1.00 L |
| Year 1 | ₹1.06 L | ₹94.34 K |
| Year 2 | ₹1.12 L | ₹89.00 K |
| Year 3 | ₹1.19 L | ₹83.96 K |
| Year 4 | ₹1.26 L | ₹79.21 K |
| Year 5 | ₹1.34 L | ₹74.73 K |
| Year 6 | ₹1.42 L | ₹70.50 K |
| Year 7 | ₹1.50 L | ₹66.51 K |
| Year 8 | ₹1.59 L | ₹62.74 K |
| Year 9 | ₹1.69 L | ₹59.19 K |
| Year 10 | ₹1.79 L | ₹55.84 K |
Frequently Asked Questions
Understanding Inflation
Inflation is the rate at which the general level of prices for goods and services rises, causing purchasing power to fall. In simpler terms, it means the same amount of money buys fewer goods and services over time.
Types of Inflation
- Consumer Price Inflation: Rise in prices of consumer goods (measured by CPI)
- Food Inflation: Specific to food and beverages, often higher in India
- Asset Inflation: Rise in prices of real estate, gold, stocks
- Education Inflation: Often 8-12% annually in India
Why Inflation Matters
- Your savings lose value if not invested wisely
- Fixed income becomes less valuable over time
- Retirement planning must account for rising costs
- Investment returns should beat inflation for real growth